One transparent rate per transaction. No monthly fees, no setup fees, no hidden markups. Pay only when you get paid.
The standard processing rate. Cards, Apple Pay, Google Pay — all bundled.
Lands in your bank in 1–2 business days. No fee, no minimum.
To your debit card in under 30 minutes. 24/7 — nights, weekends, holidays.
Other charges
We pass through Stripe’s exact fees with no markup. The 2.9% + 30¢ is what Stripe charges — we don’t add anything on top of the transaction itself.
Compared
Published rates as of May 2026. Verify on each provider’s site before deciding.
When you get paid. The 2.9% + 30¢ is deducted from each transaction automatically. There are no monthly fees, no setup fees, no minimums, no contracts.
Yes — once you cross $80k/mo we negotiate custom rates with Stripe. Email hello@viridianlabs.co with your monthly volume and we’ll get you a quote.
Refunds are free, but the original processing fees are not returned. Chargebacks are $15 each, refunded if you win the dispute.
Standard payouts arrive in 1–2 business days at no cost. Instant payouts go to a debit card in under 30 minutes for a 1% fee — works 24/7, including nights and weekends.
No. Hosted invoices, recurring subscriptions, virtual terminal, and the embed/REST API are all included at the same 2.9% + 30¢ rate.
Forte itself is free to use — you only pay per transaction. So in a sense, yes: you can sign up, send invoices, take a charge, and pay nothing until your first sale.